Larissa Codr

Data Security

Data Security is our number one priority!

We know first hand how devastating a security breach can be.On January 20, 2009 Heartland announced that it had been the victim of a security breach within its processing system in 2008.At the time, it was characterized as the largest ever criminal breach of card data.

On May 24, 2009, Heartland commercially launched their E3 solution, an end-to-end encryption technology designed to safeguard credit and debit card account information from the moment of card swipe and through the Heartland network.[9] Several days later, on May 8, 2009, Gartner Analyst Avivah Litan stated that Heartland "is basically leading the way for the rest of the industry." She also characterized its plan for end-to-end encryption as the first effort of its kind in the US.


Heartland Secure
Heartland Secure™ is a comprehensive card data security solution that combines three powerful technologies working in tandem to provide merchants with the highest level of security available against card-present data fraud. Learn how this comprehensive data security solution can provide you with he highest level of security.


Industry-leading breach warranty
Heartland is confident in its solutions and committed to improving card data security. Demonstrating this commitment, we offer an unprecedented breach warranty to all merchants who are Heartland Secure and employing Heartland Secure-certified devices—for as long as they’re processing with us, at no additional cost.


EMV and the liability shift
The nationwide shift to EMV-enabled cards—also known as chip or smart cards—is well underway, greatly reducing the chances you’ll receive a counterfeit payment at your place of business. With EMV acceptance comes a liability shift. On October 1, the party with the least secure technology will be responsible for chargebacks and fraudulent transactions. If you do not have an EMV-ready credit card terminal, you could be accountable. While not mandated, EMV compliance is recommended to avoid costly fees and potential loss of business.


PCI compliance
The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that all businesses that process, store or transmit credit card information maintain a secure environment. That means if you accept card payments, you must be compliant with these requirements.
Our Heartland Secure technology eliminates Payment Application Data Security Standard (PA-DSS) and minimizes PCI scope by encrypting card data within a secure acceptance device, taking the card data out of the transaction and the business’ systems. No card data. No risk.